What is Self-Insurance?
Self-Insurance is a way of providing legally mandated workers' compensation insurance coverage as an alternative to "conventional" insurance.
Larger companies can be independently self-insured and are referred to as stand-alone self-insureds. Smaller and medium sized companies in like businesses can join together to form self-insurance groups (also known as trusts or "SIGS"). In a self-insurance group, smaller companies are able to achieve the benefits that larger companies normally see from being self-insured. more »
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Cost Savings
Self-insurance for workers' compensation in New Hampshire is felt to be the lowest cost workers' compensation coverage companies can buy. Cost savings are realized by Sigma-One Members, over time, in a number of ways. more »
